Privacy Policy

St. Martin National Bank Privacy Policy
FACTS WHAT DOES ST MARTIN NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Credit history and transaction history
  • Payment history and account information
How? All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does St. Martin National Bank share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes –
Information about your transactions and experiences		 No We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Call 320-548-355 or go to www.stmartinnationalbank.com
Who We Are
Who is providing this notice? St. Martin National Bank
136 Maine St, St Martin, MN 56376
What We Do
How does St. Martin National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does St. Martin National Bank collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or open an account
  • Deposit money or make a wire transfer
  • Provide account information

We also collect your personal information from other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • St. Martin National Bank has no affiliates.
Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • St. Martin National Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • St Martin National Bank does not jointly market.
Other important information